Replacement: Prefix ZZ 20 pounds sterling
Details
Obverse: English text; thistles; Sir Walter Scott; seated allegorical woman (Trade) holding cornucopia spilling fruit; cornucopia atop bank coat of arms; seated allegorical woman (Justice) holding balance scales; thistle as registration device
Reverse: English text; thistle as registration device; Bank of Scotland headquarters in Edinburgh; chemist Janet Mullen researching lubricants at the Scottish College of Textiles (Education and Research); seated allegorical woman (Britannia) holding shuttle and yarn, with shield, bales, and sailing ship above plow; bank shield; sailing ship at sea